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NCAAF · October 20, 2026

Middle Tennessee Blue Raiders vs Florida International Panthers Final — October 20, 2026

Middle Tennessee Blue Raiders logo
2-3
26
Quarterback Roman Gagliano
FINAL
Florida International Panthers logo
2-3
23
Quarterback JJ Kohl
Tuesday, October 20 · 7:00 PM ET
MTSUOffense2026 regular season to dateFIU
100th−0.020
EPA/play
−0.080120th
102nd43.6%
Success %
43.3%103rd
104th19.8
PPG
19.6107th
MTSUDefenseFIU
82nd+0.105
EPA/play allowed
−0.05030th
114th50.2%
Success % allowed
42.6%18th
108th31.2
Opp PPG
17.018th
MTSURecent formFIU
L@ Marshall 26-28Wvs Nevada 27-20L@ Jacksonville State 13-23L@ Kansas 0-55Wvs Delaware 33-30
Resultsoldest to newest
Wvs Buffalo 33-20L@ Florida Atlantic 10-16Wvs Long Island University 20-3Wvs New Mexico State 22-3L@ Jacksonville State 24-27
3-3
Record
3-3
4-2
ATS
3-3
2-4
Over–under
2-4
MTSUHome and roadseason to dateFIU
3-0
Home record
3-0
0-3
Road record
0-3
3-0
Home ATS
2-1
1-2
Road ATS
1-2
1-2
Home O/U
1-2
1-2
Road O/U
1-2
MTSULast 10 gamesFIU
+24-2+7-10-55+3
Game by game
-10+13-6+17+19-3
3-3
Last 6
3-3
-33
Net points
+30
Top third of the leagueMiddle thirdBottom thirdBar = league rank (full = 1st)
Rest & travelrest and travel
MTSURest & travelFIU
7 days
Days of rest
7 days
783 mi1,260 km
Travel to the game
Home
+1 hclock change vs home
Time-zone change
Home
Venue
Pitbull Stadium
About these numbers

2026 regular season to date, captured before kickoff. League rank in small type (138 teams); the gold side ranks higher. Bars show rank, longest = 1st. Source: Gridiron & Wine public Analytics tables.

Last five results this season, oldest to newest. Records are season to date, with home and road splits. Against-the-spread (ATS) and over–under records use the consensus closing line.

Margin of each of the last 6 games this season, oldest to newest (gold = won). Hover a bar for the score margin.

Distance is straight-line from each team's home arena; time-zone change is at game time. Rest counts days since each team's previous game.

The pre-game matchup

Middle Tennessee (2-3) visited Florida International (2-3) on Tuesday, October 20 at 7:00 PM ET.

Middle Tennessee has the 100th-ranked offense by EPA per play (expected points added per snap) and the 82nd-ranked defense (ranks among the 138 teams with play-by-play data). Meanwhile, Florida International has the 120th-ranked offense and the 30th-ranked defense. When Middle Tennessee has the ball, a 100th-ranked offense (−0.020 EPA per play) meets a 30th-ranked defense (−0.050 allowed); when Florida International has it, a 120th-ranked offense (−0.080) meets a 82nd-ranked defense (+0.105 allowed).

By success rate (the share of plays that gain expected points), the Middle Tennessee offense is at 43.6% (102nd) and the Florida International offense at 43.3% (103rd). Middle Tennessee scores 19.8 points per game (104th) and allows 31.2 (108th); Florida International scores 19.6 (107th) and allows 17.0 (18th).

Middle Tennessee is 3-3 and 4-2 against the spread; its last game was a 33-30 win over Delaware. Florida International is 3-3 and 3-3 against the spread; its last game was a 27-24 loss to Jacksonville State.

Florida International closed as a 10-point favorite at home against Middle Tennessee. The spread closed where it opened. The total closed at 46.5, up from 45.5 at the open. After removing the vig, the closing moneyline (Middle Tennessee +310, Florida International -415) prices Middle Tennessee at 23% and Florida International at 77%.

Written from the numbers available before kickoff.

Result

Final score and result vs the closing line

Middle Tennessee Blue Raiders 26, Florida International Panthers 23

Middle Tennessee Blue Raiders won by 3.

  • Against the closing spread (Florida International Panthers -10): Middle Tennessee Blue Raiders covered.
  • Combined score 49 vs the closing total of 46.5: Over.
  • Middle Tennessee Blue Raiders closed at +310 on the moneyline (a 23% no-vig market-implied chance).

Before the game: market and G&W

23%Market at the close77%
Middle Tennessee Blue RaidersFlorida International Panthers
22%Market at the open78%

From open to close the market moved 1 point toward Middle Tennessee Blue Raiders.

The G&W pregame win probability for this game is available to Analytics members. See plans

Market numbers are the consensus moneyline with the bookmaker margin removed.

Win probability

Each team's chance of winning through the game, starting from the market's closing price (Middle Tennessee Blue Raiders 23%, Florida International Panthers 77%) and moving with every snap until the final.

100%75%50%75%100%Q1Q2Q3Q4Market start1Q3 5:33: Florida International Panthers 46% to 58%2Q3 4:03: Florida International Panthers 54% to 65%3Q3 2:06: Middle Tennessee Blue Raiders 36% to 60%4Q4 13:20: Middle Tennessee Blue Raiders 67% to 80%5Q4 1:34: Middle Tennessee Blue Raiders 75% to 96%■ Florida International■ Middle Tennessee
 

Biggest swings

  1. Q3 5:33 — Florida International Panthers ball, 2nd & 10 at MTSU 30No Huddle-Shotgun #10 J.Ford rush middle for 27 yards gain to the MTS03 (#30 B.Williams), 1ST DOWNFlorida International Panthers 46% → 58% (+12 pts) · Drive 19 in Drive X-Ray
  2. Q3 4:03 — Florida International Panthers ball, 3rd & 1 at MTSU 1Shotgun #17 J.Kohl pass complete short right to #88 K.Schaeffer caught at MTS00, for 1 yard to the MTS00 TOUCHDOWN, clock 04:03 #3 D.Lyons rush attempt SuccessfulFlorida International Panthers 54% → 65% (+11 pts) · Drive 19 in Drive X-Ray
  3. Q3 2:06 — Middle Tennessee Blue Raiders ball, 2nd & 14 at MTSU 46No Huddle-Shotgun #9 T.Brown Jr. rush middle for 54 yards gain to the FIU00 TOUCHDOWN, clock 02:06, 1ST DOWN #91 D.Bourgeois kick attempt good (H: #92 A.Logan, L…Middle Tennessee Blue Raiders 36% → 60% (+24 pts) · Drive 20 in Drive X-Ray
  4. Q4 13:20 — Middle Tennessee Blue Raiders ball, 2nd & 11 at MTSU 21Shotgun #16 R.Gagliano pass complete deep left to #85 N.Clifton caught at MTS42, for 45 yards to the FIU34 (#4 W.Miller), 1ST DOWNMiddle Tennessee Blue Raiders 67% → 80% (+13 pts) · Drive 22 in Drive X-Ray
  5. Q4 1:34 — Middle Tennessee Blue Raiders ball, 4th & 10 at FIU 40No Huddle-Shotgun #16 R.Gagliano pass complete deep middle to #3 C.Lacy caught at FIU20, for 25 yards to the FIU15 (#4 W.Miller), 1ST DOWNMiddle Tennessee Blue Raiders 75% → 96% (+20 pts) · Drive 24 in Drive X-Ray

Middle Tennessee Blue Raiders won after falling as low as 13% (Q1 9:35).

Analytics members also see this chart starting from the G&W pregame win probability. See plans

Game DNA

Middle TennesseePoints addedFlorida International
-6.4Passingdropbacks
-10.8
-0.6Rushingdesigned runs
+0.2
+17.1Explosive plays5 plays · 3 plays
+8.9
+0.0Turnovers0 giveaways · 1 giveaways
-1.9
-1.5Special teamskicks, punts and returns
-2.6
-0.7Penaltiespre-snap and dead-ball
-3.9
-4.2Red zoneTDs on trips: 0 of 3 · 1 of 1
+3.6
+3.7All plays
-6.5
Bar left: Middle Tennessee gainedBar right: Florida International gained

The biggest single gap: explosive plays, worth about 8.3 points to Middle Tennessee Blue Raiders. The final margin was 3.

Points added: what each team's plays added to its expected points, credited to the team with the ball. Each play counts once.

The official play, graded

The official play on this game, at the price it was sent, graded against the final score.

Official playMiddle Tennessee Blue Raiders +10.5 -1061.50uWIN +1.50u

Every official play is logged and graded, wins and losses alike. Full track record.

Line review

Florida International Panthers closed as the market favourite at 77% and lost.

How the G&W pregame number compared with the close, and whether the line moved toward it, is available to Analytics members. See plans

Drive X-Ray

Every possession of this game, drive by drive. Hover or tap a drive for the plays.

Every other game: Drive X-Ray.

Market

Closing line and line movement

Spreadno move
OpenFlorida International -10 (-110)
Middle Tennessee +10 (-110)
CloseFlorida International -10 (-110)
Middle Tennessee +10 (-109)
Totalup 1
Open45.5 (o -110 / u -110)
Close46.5 (o -110 / u -110)
Moneyline
OpenMiddle Tennessee +330 22%
Florida International -429 78%
CloseMiddle Tennessee +310 23%
Florida International -415 77%

Consensus of US sportsbooks. Open = first line after both teams' previous games; Close = consensus at kickoff. Percentages are the moneyline's no-vig market-implied chances.

Members

G&W Line

G&W’s own number for this game, next to the market. Analytics

Projected score
Spread
Total
Win %

Matchup

Players to watch

Middle Tennessee Blue Raiders logo
Middle Tennessee
QB · Roman Gagliano
  • Attempts188
  • Completion %58.5%178th
  • Passing yards1,204140th
  • Yards per attempt6.4206th
  • TD–INT11–2
Leading rusher (RB) · Antonio Martin
  • Rushing yards43350th
  • Season line83 carries, 433 yds, 1 TD
Leading receiver (WR) · Cam'ron Lacy
  • Receiving yards36973rd
  • Season line35 catches, 369 yds, 4 TD
Leading tackler (LB) · Korey Smith
  • Tackles5610th
Florida International Panthers logo
Florida International
QB · JJ Kohl
  • Attempts176
  • Completion %59.1%
  • Passing yards1,271
  • Yards per attempt7.2
  • TD–INT6–6
Leading rusher (RB) · Devonte Lyons
  • Rushing yards268160th
  • Season line65 carries, 268 yds, 1 TD
Leading receiver (WR) · Maguire Anderson
  • Receiving yards53414th
  • Season line33 catches, 534 yds, 4 TD
Leading tackler (DB) · DeAndre Boykins
  • Tackles37162nd

Season passing totals from public box scores, captured before kickoff. Ranks among the 262 quarterbacks with at least 60 attempts. Rushing, receiving and tackle leaders: season totals captured October 18, 5:34 a.m. ET; ranks among FBS players.

Success by situation

SituationMiddle TennesseeFlorida International
Early-down success rateMiddle Tennessee offense vs Florida International defense41.3%93rd40.4%29th
Early-down success rateFlorida International offense vs Middle Tennessee defense48.4%127th38.6%124th
3rd-down conversion rateMiddle Tennessee offense vs Florida International defense28.6%131st30.3%7th
3rd-down conversion rateFlorida International offense vs Middle Tennessee defense39.6%61st46.4%32nd
Explosive play rateMiddle Tennessee offense vs Florida International defense4.3%129th5.3%27th
Explosive play rateFlorida International offense vs Middle Tennessee defense7.5%93rd5.5%107th
Pass rateshare of plays that are passes or sacks58.4%14th-highest54.4%33rd-highest

On 3rd down Middle Tennessee converts 28.6% (131st) against a Florida International defense allowing 30.3% (7th).

On 3rd down Florida International converts 46.4% (32nd) against a Middle Tennessee defense allowing 39.6% (61st).

2026 regular season before kickoff, from play-by-play with garbage time removed; ranks among the 138 teams in the play-by-play data (defense: 1st = allows the least). Success = a play that gains expected points.

Coaching staff

StaffMiddle TennesseeFlorida International
Head coachDerek MasonWillie Simmons
Tenureat this school3rd season2nd season
Record at schoolthis season included, as of the date below9–2110–9
Career recordas an FBS head coach36–7610–9
Offensive coordinatorAnthony ScelfoNick Coleman
Defensive coordinatorBrian StewartJovan Dewitt

Staff list as of October 20, 6:50 a.m. ET.

Head-to-head

The teams have met 5 times since 2021: Middle Tennessee won 3 and Florida International 2.

DateScoreLineTotal
Nov 8, 2025Florida International 56, Middle Tennessee 30
Florida International won


Nov 30, 2024 neutralMiddle Tennessee 24, Florida International 35
Florida International won


Nov 11, 2023Florida International 6, Middle Tennessee 40
Middle Tennessee won


Nov 26, 2022Middle Tennessee 33, Florida International 28
Middle Tennessee won


Nov 13, 2021Florida International 10, Middle Tennessee 50
Middle Tennessee won


Meetings since 2021, most recent first. Line and total are the consensus closing numbers where line history is available.

Teams

Middle Tennessee Blue Raiders

Florida International Panthers

Gridiron & Wine graded a pick on this game: see the archived pick.

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